Author: AltCoinDrops.com

TLDR: Circle’s USDC stablecoin recorded 108% year-over-year growth as the market reached $300 billion in circulation. More than one billion underbanked people can now access digital financial services using internet-connected devices. The UN Refugee Agency deployed USDC to deliver critical financial assistance to thousands displaced by war in Ukraine. Circle Foundation partners with Community Development Financial Institutions to expand affordable small-business lending.   Regulated stablecoins are reshaping financial services for underserved populations globally, according to Circle’s Chief Strategic Engagement Officer Elisabeth Carpenter.  The digital assets now support humanitarian aid distribution, small business financing, and cross-border commerce, while reducing transaction costs. …

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XRP coin faces heightened downside risks following massive outflows from spot XRP ETFs amid risk-off sentiment in the broader crypto market. It marks the second net outflow as analysts and on-chain data highlighted bearish signals. Spot XRP ETFs Records $53.31 Million in Net Outflows The United States-listed spot XRP ETFs recorded their second net outflow of $53.31 million, according to SoSoValue reported on January 21. The outflow primarily comes from Grayscale’s GXRP ETF, which saw $55.39 million in redemptions. Meanwhile, Franklin’s XRPZ recorded $2.07 million in inflows.   XRP ETFs by Canary, Bitwise, and 21Shares saw no inflows. This marks…

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Delphi Digital is betting that Solana’s next major upgrade cycle will reposition the network as an “exchange grade” environment capable of supporting onchain order books that can realistically contend with centralized venues on latency, liquidity depth, and market structure. In a Jan. 20 post on X titled “2026 is the Year of Solana”, the research firm argued Solana’s 2026 roadmap is its “most aggressive upgrade cycle” yet, one that “overhaul[s] everything from consensus to infrastructure to become the decentralized Nasdaq.” Why Delphi Digital Calls 2026 “The Year Of Solana” Delphi framed the roadmap less as a grab bag of performance…

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In brief Local authorities in Guernsey have confiscated $11.4 million (£9 million) held in a local bank account linked to the OneCoin crypto scam. The Royal Court enforced an overseas forfeiture order under Guernsey’s proceeds of crime laws. The recovery shows the limitations of asset recovery and the value of earlier detection, Decrypt was told. Authorities in Guernsey, a British Crown Dependency, have seized $11.4 million (£9 million) in assets linked to the OneCoin fraud, one of the largest and longest-running crypto scams on record.Officials did not detail the digital assets involved, but placed their value at just under £9…

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TLDR Importers face long delays for tariff refunds, with over 1,000 cases in the Court of International Trade. A Supreme Court ruling could extend the legal process, potentially delaying refunds for years. The Department of Justice and importers seek a steering committee to manage the complex refund cases. Retailers have absorbed much of the tariff costs, preventing immediate price reductions for consumers. Legal delays mean businesses can’t lower prices, and new tariffs may add to the uncertainty. Importers were hoping for swift refunds for billions of dollars in tariffs, but trade attorneys warn of delays. With over 1,000 refund-related cases…

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With Bitcoin propelling to the psychological $100K mark, traders are seeking alternatives to BTC that have greater percentages gains. It is shifting to less expensive altcoins that can appreciate in value in case capital flows during the following round of the cycle. Ripple, Cardano, and a new crypto that is well-positioned in its curve are some of them that analysts are following. Ripple (XRP) Without any intrinsic value, Ripple is traded at $2 with a market cap of $124B. Cross-border settlement and international payment rail have always been associated with the popularity of XRP. The token had an institutional interest…

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Bitcoin is slipping as risk-off sentiment, fading momentum and a chorus of bearish chart signals put the market on edge, with traders zeroing in on $90,000 as the make-or-break level that could decide whether the pullback stabilizes—or deepens. Without exaggeration, the risk does exist — but it is far from guaranteed. Summary Bitcoin is trading around $90,658, struggling to reclaim key resistance amid macro uncertainty and market weakness. On-chain data, including CoinGlass’ NRPL metric, shows cooling momentum and slower profit-taking, signaling cautious market sentiment. A push above $97K–$98K could restore bullish control, while losing $90K–$91K support increases the risk of…

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Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. Stablecoins will soon become the internet’s native form of everyday money and are arguably the most successful form of crypto adoption to date. They’re fast, global, programmable, and settlement-final in one click. It’s no surprise that in 2024, they moved more value than Visa. But they’re also a ticking privacy time bomb. Summary Stablecoins are scaling as global money — but in their current public-by-default form, they turn financial life into open surveillance, exposing individuals and businesses…

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As of January 19, 2026, Ethereum closes near $3,226 on daily data, after a volatile stretch where sharp intraday swings have become common. Over the last 90 days, ETH has traded between roughly $2,623 and $4,253, a wide band that signals active leverage and rapid rotations between risk-on and risk-off sentiment. Ethereum is behaving like a high-beta asset inside a broader consolidation. The trend is not broken, but it is not cleanly trending either. Charts The charts below use daily ETHUSD data and standard indicators to map trend, momentum, and drawdown risk. ETHUSD Daily Close With 50D and 200D Moving…

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According to a diplomatic Monetary Fund assessment released on Monday, the global economy is expected to grow faster this year than previously anticipated, but rising trade barriers and escalating diplomatic tensions may impede that growth. According to the organization’s most recent quarterly assessment, the global economy is expected to expand by 3.3% this year, up from its previous projection of 3.1%. The IMF raised its growth projection for the United States in particular from 2.1% to 2.4% for 2026. It did, however, lower its 2027 U.S. projection from 2.1% to 2%. Trade tensions and AI investment risks The projections assume…

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